What can I do if the other party involved in an auto accident is broke?

A 22 year old involved in an auto accident, not insured at the time, was at fault, and is not getting notice to respond within 10 days to send payment on 25,000.00. The 22 year old is a college student working part time and has student loans.
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Answered By: Timothy Jones, Attorney at Law
Your auto policy has two important features, underinsured and uninsured motorist benefits. If the at fault motorist is without insurance, then you can access your uninsured benefits. If the at fault party lacks sufficient insurance, then you can access your underinsured benefits. Call your insurance carrier.

Answer Applies to: Oregon
Replied: 10/28/2011

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